Microcap Ledger Better Home & Finance Holding Co $BETR
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Global Market
- Sector
- Loan Brokers
- Headquarters
- New York, NY
- Fiscal year end
- December 31
What the company doesAI summary of filing
Better Home & Finance is a technology-enabled residential mortgage lender founded in 2015 that offers mortgage loans, home equity products, and related homeownership services through a digital platform called Tinman. The company originates mortgage loans across various product types including GSE-conforming, FHA, VA, and jumbo loans, and sells these loans to secondary market participants such as GSEs, banks, and other investors, generating revenue upon loan sale. The company also licenses its Tinman platform to third-party partners for mortgage origination and provides non-mortgage homeownership services through Better Plus, including real estate referrals, title services, and homeowners insurance access. As of the year ended December 31, 2025, the company was revenue-generating with $164.9 million in revenue and $4.7 billion in funded loan volume, though it reported a net loss of $165.9 million. [10-K 2026-03-13]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | $2.24M | −$100.90M | −$101.71M | $102.25M | [10-Q 2026-08-11] |
| FY ended Dec 2025 | $164.87M | −$165.87M | −$166.57M | $79.36M | [10-K 2026-03-13] |
| FY ended Dec 2024 | $108.49M | −$206.29M | −$379.97M | $211.10M | [10-K 2026-03-13] |
- Quarterly cash burn
- −$50.85M
- Cash runway Estimate
- ~6 months
Capital structure and dilution
- Shelf registration
- S-3 filed 2026-04-17; declared effective 2026-05-07 [S-3 2026-04-17]
Listing status
Current status: 1 Form 8-K Item 3.01 filing(s) in the last 24 months, most recent 2026-10-09. Item 3.01 covers delisting notices, failures to meet a listing rule and listing transfers; read the filing for which one.
| Date | Event | Details | Deadline | Filing |
|---|---|---|---|---|
| 2026-10-09 | 8-K Item 3.01 | Notice of delisting or failure to satisfy a continued listing rule or standard; or transfer of listing | — | [8-K 2026-10-09] |
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-10-01 | Advani Loveen | exercise | 9,167 | — | [4 2026-10-08] |
| 2026-10-01 | Advani Loveen | other | 2,514 | $11.19 | [4 2026-10-08] |
| 2026-09-17 | Tuffin Paula | sell | 3,108 | $12.36 | [4 2026-09-21] |
| 2026-09-04 | Feierstein Barry | exercise | 18,750 | — | [4 2026-09-09] |
| 2026-09-01 | Tuffin Paula | grant | 6,132 | — | [4 2026-09-03] |
| 2026-09-01 | Smith Chad M. | grant | 11,243 | — | [4 2026-09-02] |
| 2026-09-01 | Smith Chad M. | exercise | 10,000 | — | [4 2026-09-02] |
| 2026-08-19 | Smith Chad M. | sell | 3,307 | $12.85 | [4 2026-08-20] |
| 2026-08-06 | Smith Chad M. | exercise | 5,000 | — | [4 2026-08-18] |
| 2026-08-01 | Orn Jonsson Sigurgeir | exercise | 3,906 | — | [4 2026-08-18] |
| 2026-08-01 | Orn Jonsson Sigurgeir | other | 1,995 | $23.50 | [4 2026-08-18] |
| 2026-05-01 | Orn Jonsson Sigurgeir | exercise | 3,907 | — | [4 2026-08-18] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-10-09 | 8-K | Listing notice or transfer |
| 2026-10-09 | 8-K | Director or officer change |
| 2026-10-08 | 8-K | Material agreement entered; Material agreement terminated; Change to security holder rights |
| 2026-10-07 | 13D/A | Beneficial ownership report (5%+ holder) |
| 2026-10-06 | 8-K | Director or officer change; Shareholder vote results |
| 2026-10-05 | 13D/A | Beneficial ownership report (5%+ holder) |
| 2026-10-02 | 8-K | Director or officer change |
| 2026-09-22 | 13G | Beneficial ownership report (5%+ holder) |
| 2026-09-08 | 8-K | Director or officer change |
| 2026-09-02 | 8-K | Director or officer change |
| 2026-08-25 | 13D/A | Beneficial ownership report (5%+ holder) |
| 2026-08-20 | 8-K | Material agreement entered; Change to security holder rights; Charter, bylaws or fiscal year change |
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Facts as of . Small caps move fast; check the latest filings.