Microcap Ledger

Tickers · $CFFI

C & F Financial Corp $CFFI

By Microcap Ledger desk · CIK 0000913341

Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.

Snapshot

Exchange
Nasdaq Global Select Market
Sector
State Commercial Banks
Headquarters
Toano, VA
Fiscal year end
December 31
Shares outstanding
3,251,691 [10-Q 2026-08-10]
as of 2026-08-06

Sources: [10-K 2026-03-03]

What the company doesAI summary of filing

C&F Financial Corporation is a bank holding company incorporated in Virginia that owns Citizens and Farmers Bank and several subsidiaries. The company operates three principal business segments: community banking through C&F Bank and related entities that provide deposit accounts, various loan types, wealth management, insurance, and title services across over 30 branches in Virginia; mortgage banking through C&F Mortgage that originates residential mortgage loans for sale to secondary market investors; and consumer finance through C&F Finance that purchases automobile loans primarily in the Mid-Atlantic, Midwest, and Southern United States. The corporation is a revenue-generating financial services company regulated by federal and state banking authorities. [10-K 2026-03-03]

Segments: Community Banking, Mortgage Banking, Consumer Finance

Financial health

From XBRL company facts (USD)
PeriodRevenueNet incomeOperating cash flowCashFiling
6 months to Jun 2026$77.13M$15.31M $17.12M$62.11M[10-Q 2026-08-10]
FY ended Dec 2025$140.84M$26.84M $24.49M$79.13M[10-K 2026-03-03]
FY ended Dec 2024$127.31M$19.83M $36.77M$65.59M[10-K 2026-03-03]

Capital structure and dilution

Summary only. How these instruments work: Dilution & financing desk.

Share count
DateShares outstandingFiling
2024-10-313,225,409[10-Q 2024-11-04]
2025-02-243,239,867[10-K 2025-02-27]
2025-05-023,239,798[10-Q 2025-05-06]
2025-08-083,238,301[10-Q 2025-08-11]
2025-11-033,238,232[10-Q 2025-11-04]
2026-02-273,255,801[10-K 2026-03-03]
2026-05-073,254,362[10-Q 2026-05-11]
2026-08-063,251,691[10-Q 2026-08-10]
Shelf registration
S-3 filed 2024-12-18; declared effective 2025-01-27 [S-3 2024-12-18]

Listing status

Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.

More on deficiency notices and uplistings: Listing status desk.

Who owns it

Recent Form 4 transactions
DateInsiderTypeSharesPriceFiling
2026-09-04Crone S Dustinsell900$94.41[4 2026-09-09]
2026-09-04Dillon Larry Gsell1,000$95.07[4 2026-09-08]
2026-08-20Dillon Larry Gsell1,000$86.00[4 2026-08-20]
2026-08-05Peay D Anthonysell425$85.92[4 2026-08-07]
2026-08-05Cherry Thomas Fsell500$87.13[4 2026-08-07]
2026-08-03Seaman John A Iiisell650$84.61[4 2026-08-04]
2026-07-03Kelley Elizabeth Rother217—[4 2026-07-07]
2026-06-12Cherry Thomas Fsell141$77.50[4 2026-06-15]
2026-06-11Cherry Thomas Fsell30$78.50[4 2026-06-15]

Catalysts and calendar

Recent filings and releases
DateTypeTitle
2026-08-198-KRegulation FD disclosure
2026-08-1010-QQuarterly report
2026-07-238-KRegulation FD disclosure
2026-07-238-KResults of operations
2026-06-188-KDirector or officer change
2026-05-208-KRegulation FD disclosure
2026-05-1110-QQuarterly report
2026-05-088-KRegulation FD disclosure; Other events
2026-04-308-KRegulation FD disclosure
2026-04-238-KResults of operations
2026-04-238-KShareholder vote results
2026-03-2613G/ABeneficial ownership report (5%+ holder)

Facts as of . Small caps move fast; check the latest filings.