Fold Holdings, Inc. $FLD
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Capital Market
- Sector
- Finance Services
- Headquarters
- Phoenix, AZ
- Fiscal year end
- December 31
- Shares outstanding
- 55,077,187 [10-Q 2026-08-11]
What the company doesAI summary of filing
Fold is a bitcoin-focused financial services company founded in 2019 that offers consumers a suite of products to accumulate, save, and use bitcoin through everyday financial activities. The company provides an FDIC-insured checking account, Visa prepaid debit card, bill payment services, a bitcoin rewards credit card (launched in limited form in March 2026), bitcoin gift cards, and merchant reward offers, all accessible through a mobile app. Fold generates revenue through transaction fees, processing fees on gift card redemptions, and rewards funded by bitcoin purchases, and maintains a corporate bitcoin treasury. The company is revenue-generating and serves approximately 84,000 verified accounts as of December 31, 2025. [10-K 2026-03-17]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | $11.68M | −$38.82M | −$16.04M | $28.39M | [S-1 2026-09-18] |
| FY ended Dec 2025 | $31.79M | −$69.59M | −$16.12M | $7.65M | [S-1 2026-09-18] |
| FY ended Dec 2024 | $23.75M | −$65.09M | −$3.31M | $18.33M | [S-1 2026-09-18] |
- Quarterly cash burn
- −$8.02M
- Cash runway Estimate
- ~10.6 months
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2025-03-28 | 46,888,876 | [10-K 2025-03-28] |
| 2025-05-15 | 46,382,470 | [10-Q 2025-05-15] |
| 2025-08-11 | 46,789,930 | [10-Q 2025-08-12] |
| 2025-11-10 | 48,307,642 | [10-Q 2025-11-10] |
| 2026-03-12 | 49,831,298 | [10-K 2026-03-17] |
| 2026-05-10 | 50,783,350 | [10-Q 2026-05-12] |
| 2026-08-09 | 55,077,187 | [10-Q 2026-08-11] |
- Shelf registration
- S-1 filed 2026-09-18; declared effective 2026-09-28 [S-1 2026-09-18]
Listing status
Current status: 2 Form 8-K Item 3.01 filing(s) in the last 24 months, most recent 2026-07-17. Item 3.01 covers delisting notices, failures to meet a listing rule and listing transfers; read the filing for which one.
| Date | Event | Details | Deadline | Filing |
|---|---|---|---|---|
| 2026-07-17 | 8-K Item 3.01 | Notice of delisting or failure to satisfy a continued listing rule or standard; or transfer of listing | — | [8-K 2026-07-17] |
| 2024-12-18 | 8-K Item 3.01 | Notice of delisting or failure to satisfy a continued listing rule or standard; or transfer of listing | — | [8-K 2024-12-18] |
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-10-02 | Repass Wolfe | sell | 5 | $0.53 | [4 2026-10-05] |
| 2026-10-02 | Repass Wolfe | sell | 774 | $0.53 | [4 2026-10-05] |
| 2026-10-02 | Repass Wolfe | sell | 452 | $0.53 | [4 2026-10-05] |
| 2026-10-02 | Reeves William Brian Poppic | sell | 453 | $0.53 | [4 2026-10-05] |
| 2026-10-02 | Reeves William Brian Poppic | sell | 4,851 | $0.53 | [4 2026-10-05] |
| 2026-10-02 | Dickman Thomas J | sell | 6 | $0.53 | [4 2026-10-05] |
| 2026-10-01 | Repass Wolfe | exercise | 2,639 | — | [4 2026-10-05] |
| 2026-10-01 | Repass Wolfe | exercise | 17 | — | [4 2026-10-05] |
| 2026-10-01 | Repass Wolfe | exercise | 1,540 | — | [4 2026-10-05] |
| 2026-10-01 | Reeves William Brian Poppic | exercise | 1,075 | — | [4 2026-10-05] |
| 2026-10-01 | Reeves William Brian Poppic | exercise | 11,548 | — | [4 2026-10-05] |
| 2026-10-01 | Dickman Thomas J | exercise | 17 | — | [4 2026-10-05] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-09-29 | 424B3 | Prospectus or prospectus supplement |
| 2026-09-18 | S-1 | Registration statement |
| 2026-09-14 | DEF 14A | Proxy statement |
| 2026-09-08 | 424B3 | Prospectus or prospectus supplement |
| 2026-09-08 | 8-K | Material agreement entered; Unregistered sale of equity |
| 2026-09-02 | 424B3 | Prospectus or prospectus supplement |
| 2026-09-02 | 8-K | Material agreement terminated; Regulation FD disclosure |
| 2026-08-11 | 424B3 | Prospectus or prospectus supplement |
| 2026-08-11 | 10-Q | Quarterly report |
| 2026-08-11 | 8-K | Results of operations; Regulation FD disclosure |
| 2026-08-07 | PRE 14A | Proxy statement |
| 2026-08-06 | 424B3 | Prospectus or prospectus supplement |
Alerts for $FLD
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Facts as of . Small caps move fast; check the latest filings.