Lake Shore Bancorp, Inc. /MD/ $LSBK
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Global Market
- Sector
- Savings Institution, Federally Chartered
- Headquarters
- Dunkirk, NY
- Fiscal year end
- December 31
- Shares outstanding
- 7,853,788 [10-Q 2026-08-11]
What the company doesAI summary of filing
Lake Shore Bancorp, Inc. is a bank holding company that operates Lake Shore Bank, a community bank serving Western New York through ten branch offices in Erie and Chautauqua Counties. The bank attracts retail deposits and invests them primarily in commercial real estate loans, residential mortgage loans, home equity lines of credit, and to a lesser extent commercial business loans and consumer loans. The company generates revenue principally from interest earned on loans and investment securities. Lake Shore Bancorp is a revenue-generating financial institution that completed a mutual-to-stock conversion in July 2025. [10-K 2026-03-17]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | — | $4.10M | $5.13M | $72.24M | [10-Q 2026-08-11] |
| FY ended Dec 2025 | — | $7.27M | $8.00M | $64.28M | [DEF 14A 2026-04-07] |
| FY ended Dec 2024 | — | $4.93M | $2.51M | $33.13M | [DEF 14A 2026-04-07] |
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2025-08-08 | 7,825,501 | [10-Q 2025-08-12] |
| 2025-11-06 | 7,825,501 | [10-Q 2025-11-12] |
| 2026-03-11 | 7,836,100 | [10-K 2026-03-17] |
| 2026-05-07 | 7,862,790 | [10-Q 2026-05-12] |
| 2026-08-06 | 7,853,788 | [10-Q 2026-08-11] |
- Shelf registration
- S-1 filed 2025-03-14; declared effective 2025-05-14 [S-1 2025-03-14]
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-09-08 | Sanvidge Kevin M. | exercise | 14,563 | $10.62 | [4 2026-09-09] |
| 2026-08-21 | Werdein Jeffrey M. | exercise | 23,132 | $10.62 | [4 2026-08-25] |
| 2026-08-21 | Werdein Jeffrey M. | other | 16,525 | $17.25 | [4 2026-08-25] |
| 2026-06-04 | Brautigam Sharon E | exercise | 1,028 | $7.89 | [4 2026-06-04] |
| 2026-04-23 | Werdein Jeffrey M. | other | 302 | $15.85 | [4 2026-04-24] |
| 2026-04-23 | Liddell Kim C | other | 631 | $15.85 | [4 2026-04-24] |
| 2026-03-18 | Passafaro Ronald J | grant | 573 | — | [4 2026-03-20] |
| 2026-03-18 | Gilden Taylor M | grant | 3,028 | — | [4 2026-03-20] |
| 2026-03-18 | Liddell Kim C | grant | 6,285 | — | [4 2026-03-20] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-08-11 | 10-Q | Quarterly report |
| 2026-07-24 | 8-K | Other events |
| 2026-07-22 | 8-K | Results of operations |
| 2026-05-20 | 8-K | Shareholder vote results |
| 2026-05-20 | 8-K | Regulation FD disclosure |
| 2026-05-18 | 13G | Beneficial ownership report (5%+ holder) |
| 2026-05-12 | 10-Q | Quarterly report |
| 2026-04-24 | 8-K | Other events |
| 2026-04-22 | 8-K | Results of operations |
| 2026-04-07 | DEF 14A | Proxy statement |
| 2026-03-18 | 13D/A | Beneficial ownership report (5%+ holder) |
| 2026-03-18 | 8-K | Material agreement entered; Director or officer change; Charter, bylaws or fiscal year change |
Alerts for $LSBK
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Facts as of . Small caps move fast; check the latest filings.