Microcap Ledger Norwood Financial Corp $NWFL
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Global Market
- Sector
- State Commercial Banks
- Headquarters
- Honesdale, PA
- Fiscal year end
- December 31
- Shares outstanding
- 10,902,074 [10-Q 2026-08-07]
What the company doesAI summary of filing
Norwood Financial Corp operates through a bank that provides personal and business lending, deposit products, and trust services to retail, business, and municipal customers in Northeast Pennsylvania and the Southern Tier of New York. The bank generates revenue primarily from net interest income on its loan portfolio of approximately $1.85 billion and deposits of approximately $2.08 billion, as well as from service charges, fees, and trust activities. The company is a mature, revenue-generating institution with net income of $27.8 million in 2025 and total assets of $2.42 billion. [10-K 2026-03-13]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | $4.38M | $13.06M | $14.90M | $60.29M | [10-Q 2026-08-07] |
| FY ended Dec 2025 | $8.00M | $27.75M | $33.97M | $44.44M | [10-K 2026-03-13] |
| FY ended Dec 2024 | $7.40M | −$160.0K | $22.81M | $72.34M | [10-K 2026-03-13] |
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2024-11-01 | 8,091,755 | [10-Q 2024-11-07] |
| 2025-03-01 | 9,262,592 | [10-K 2025-03-14] |
| 2025-05-01 | 9,260,522 | [10-Q 2025-05-09] |
| 2025-08-01 | 9,261,575 | [10-Q 2025-08-08] |
| 2025-11-01 | 9,264,200 | [10-Q 2025-11-07] |
| 2026-03-01 | 10,889,603 | [10-K 2026-03-13] |
| 2026-05-01 | 10,890,699 | [10-Q 2026-05-08] |
| 2026-08-01 | 10,902,074 | [10-Q 2026-08-07] |
- Shelf registration
- S-3 filed 2024-05-22; declared effective 2024-07-11 [S-3 2024-05-22]
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-09-10 | Andress Spencer J | grant | 39 | $34.47 | [4 2026-09-11] |
| 2026-09-10 | Carroll Joseph W | grant | 39 | $34.47 | [4 2026-09-11] |
| 2026-09-10 | Forte Andrew | grant | 48 | $34.47 | [4 2026-09-11] |
| 2026-09-10 | Gifford Jeffrey S | grant | 39 | $34.47 | [4 2026-09-11] |
| 2026-09-10 | Hungerford Meg L | grant | 39 | $34.47 | [4 2026-09-11] |
| 2026-09-10 | Lamont Kevin M | grant | 39 | $34.47 | [4 2026-09-11] |
| 2026-09-10 | Matergia Ralph A | grant | 39 | $34.47 | [4 2026-09-11] |
| 2026-09-10 | Nacinovich Marissa S | grant | 39 | $34.47 | [4 2026-09-11] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-09-16 | 8-K | Other events |
| 2026-08-28 | 8-K | Other events |
| 2026-08-13 | 13G/A | Beneficial ownership report (5%+ holder) |
| 2026-08-07 | 10-Q | Quarterly report |
| 2026-07-27 | 8-K | Regulation FD disclosure |
| 2026-07-22 | 8-K | Results of operations; Regulation FD disclosure |
| 2026-06-18 | 8-K | Other events |
| 2026-06-18 | 8-K | Regulation FD disclosure |
| 2026-05-15 | 13G/A | Beneficial ownership report (5%+ holder) |
| 2026-05-08 | 10-Q | Quarterly report |
| 2026-05-04 | 8-K | Shareholder vote results |
| 2026-04-28 | 8-K | Regulation FD disclosure |
Alerts for $NWFL
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Facts as of . Small caps move fast; check the latest filings.