Microcap Ledger OptimumBank Holdings, Inc. $OPHC
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- NYSE American
- Sector
- National Commercial Banks
- Headquarters
- Fort Lauderdale, FL
- Fiscal year end
- December 31
- Shares outstanding
- 12,268,363 [10-Q 2026-05-12]
What the company doesAI summary of filing
OptimumBank Holdings, Inc. is a bank holding company that owns and operates OptimumBank, a Florida state-chartered bank with four branches in South Florida. The bank generates revenue primarily through interest on real estate and commercial loans, interest on securities and investments, and service charges on deposit and payment transactions. OptimumBank is revenue-generating with net income of $16.6 million in 2025 and total assets of $1.1 billion as of December 31, 2025. The bank offers consumer and commercial banking services including deposit accounts, loans, wire transfers, ACH services, debit and ATM cards, cash management services, and treasury management services, competing primarily through personalized service and specialized expertise in niche markets including skilled nursing facility lending, SBA lending, and merchant cash advance services. [10-K 2026-02-26]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | — | $11.32M | $18.15M | — | [10-Q 2026-08-10] |
| FY ended Dec 2025 | — | $16.65M | $17.84M | — | [10-K 2026-02-26] |
| FY ended Dec 2024 | — | $13.12M | $15.61M | — | [10-K 2026-02-26] |
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2024-08-05 | 9,677,431 | [10-Q 2024-08-05] |
| 2024-11-08 | 10,090,038 | [10-Q 2024-11-08] |
| 2025-02-26 | 11,751,082 | [10-K 2025-02-26] |
| 2025-05-12 | 11,751,082 | [10-Q 2025-05-12] |
| 2025-08-08 | 11,751,082 | [10-Q 2025-08-08] |
| 2025-11-10 | 11,533,943 | [10-Q 2025-11-10] |
| 2026-02-26 | 12,166,437 | [10-K 2026-02-26] |
| 2026-05-11 | 12,268,363 | [10-Q 2026-05-12] |
- Shelf registration
- S-3 filed 2024-08-09; declared effective 2024-08-20 [S-3 2024-08-09]
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-02-02 | Terry Timothy | sell | 39,304 | $4.73 | [4 2026-02-04] |
| 2026-01-27 | Blisko Michael | other | 531,178 | — | [4 2026-01-30] |
| 2025-12-04 | Blisko Michael | sell | 7,600 | $4.09 | [4 2025-12-08] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-09-21 | 424B3 | Prospectus or prospectus supplement |
| 2026-08-19 | 8-K | Material agreement entered; New financial obligation; Regulation FD disclosure |
| 2026-08-14 | 13G | Beneficial ownership report (5%+ holder) |
| 2026-08-13 | 8-K | Regulation FD disclosure |
| 2026-08-10 | 10-Q | Quarterly report |
| 2026-07-24 | 8-K | Results of operations; Regulation FD disclosure |
| 2026-05-12 | 10-Q | Quarterly report |
| 2026-05-05 | 8-K | Director or officer change |
| 2026-05-04 | 8-K | Shareholder vote results |
| 2026-04-24 | 8-K | Results of operations; Regulation FD disclosure |
| 2026-03-26 | DEF 14A | Proxy statement |
| 2026-03-17 | PRE 14A | Proxy statement |
Alerts for $OPHC
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Facts as of . Small caps move fast; check the latest filings.