Microcap Ledger Oportun Financial Corp $OPRT
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Global Select Market
- Sector
- Finance Services
- Headquarters
- San Mateo, CA
- Fiscal year end
- December 31
- Shares outstanding
- 45,987,253 [10-Q 2026-08-06]
What the company doesAI summary of filing
Oportun Financial Corporation is a revenue-generating consumer finance company that provides personal loans and savings products to underserved borrowers in the United States. The company makes money by originating unsecured and secured personal installment loans with fixed interest rates capped at 36% APR, and by offering Set & Save, an automated savings product that uses machine learning to help members save money. As of December 31, 2025, Oportun had originated more than $21.8 billion in credit through over 8.0 million loans and had 2.8 million members; the company operates through multiple channels including a mobile app, website, telesales, retail locations, and partnerships with other companies through its Lending as a Service program. [10-K 2026-02-27]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | $461.99M | $10.88M | $213.04M | $139.59M | [10-Q 2026-08-06] |
| FY ended Dec 2025 | $956.68M | $25.20M | $413.41M | $105.53M | [10-K 2026-02-27] |
| FY ended Dec 2024 | $1.00B | −$78.70M | $393.52M | $59.97M | [10-K 2026-02-27] |
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2025-04-23 | 37,498,727 | [10-K/A 2025-04-30] |
| 2025-05-01 | 37,501,165 | [10-Q 2025-05-09] |
| 2025-07-31 | 44,009,399 | [10-Q 2025-08-07] |
| 2025-10-29 | 44,129,020 | [10-Q 2025-11-05] |
| 2026-02-18 | 44,500,268 | [10-K 2026-02-27] |
| 2026-04-23 | 45,738,543 | [10-K/A 2026-04-30] |
| 2026-05-04 | 45,738,543 | [10-Q 2026-05-08] |
| 2026-07-30 | 45,987,253 | [10-Q 2026-08-06] |
- Shelf registration
- S-3 filed 2024-12-20; declared effective 2025-01-03 [S-3 2024-12-20]
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-09-11 | Schueller Joseph Andrew | sell | 28 | $7.80 | [4 2026-09-14] |
| 2026-09-10 | Schueller Joseph Andrew | sell | 2,831 | $7.80 | [4 2026-09-14] |
| 2026-09-10 | Layton Kathleen I. | sell | 4,223 | $7.80 | [4 2026-09-14] |
| 2026-09-10 | Rowles Sean A | grant | 382,653 | — | [4 2026-09-14] |
| 2026-08-19 | Scheirman Scott | grant | 20,869 | — | [4 2026-08-20] |
| 2026-08-11 | Wilcox Warren | grant | 20,869 | — | [4 2026-08-13] |
| 2026-08-11 | Miramontes Louis | grant | 25,042 | — | [4 2026-08-13] |
| 2026-08-11 | Minetti Carlos | grant | 20,869 | — | [4 2026-08-13] |
| 2026-08-11 | Daswani Mohit | grant | 20,869 | — | [4 2026-08-13] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-09-11 | 8-K | Director or officer change; Other events |
| 2026-08-25 | 8-K | Director or officer change |
| 2026-08-14 | 13G/A | Beneficial ownership report (5%+ holder) |
| 2026-08-14 | 8-K | Director or officer change; Shareholder vote results |
| 2026-08-06 | 10-Q | Quarterly report |
| 2026-08-05 | 8-K | Results of operations |
| 2026-07-23 | 13G/A | Beneficial ownership report (5%+ holder) |
| 2026-07-13 | 13G/A | Beneficial ownership report (5%+ holder) |
| 2026-07-07 | 8-K | Material agreement entered |
| 2026-06-29 | DEF 14A | Proxy statement |
| 2026-06-24 | 8-K | Material agreement entered |
| 2026-06-18 | 8-K | Director or officer change; Other events |
Alerts for $OPRT
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Facts as of . Small caps move fast; check the latest filings.