Microcap Ledger Pathfinder Bancorp, Inc. $PBHC
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Capital Market
- Sector
- State Commercial Banks
- Headquarters
- Oswego, NY
- Fiscal year end
- December 31
What the company doesAI summary of filing
Pathfinder Bancorp, Inc. is a Maryland-incorporated bank holding company headquartered in Oswego, New York that owns Pathfinder Bank, a New York-chartered commercial bank. The Bank attracts deposits from the general public in its market area (Oswego and Onondaga Counties in New York) and deploys those deposits into loans secured by commercial and residential real estate, commercial business loans, and consumer loans, as well as investments in debt securities issued by the U.S. Government, municipal governments, and corporations. The company generates income primarily from interest on loans and investment securities, with principal expenses including interest paid on deposits and borrowed funds, employee compensation, and data processing. The company is revenue-generating with total consolidated assets of $1.43 billion, total deposits of $1.18 billion, and shareholders' equity of $122.5 million as of December 31, 2025. [10-K 2026-03-30]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | — | $5.08M | $2.10M | $26.05M | [10-Q 2026-08-13] |
| FY ended Dec 2025 | — | −$1.93M | $11.68M | $31.17M | [DEF 14A 2026-04-22] |
| FY ended Dec 2024 | — | $3.38M | $11.21M | $31.57M | [DEF 14A 2026-04-22] |
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-06-15 | Polniak Joseph | buy | 1,000 | $15.88 | [4 2026-06-16] |
| 2026-06-02 | Dowd James A. | buy | 1,400 | $13.69 | [4 2026-06-04] |
| 2026-05-04 | Littlejohn Melanie | exercise | 8,787 | $11.35 | [4 2026-05-06] |
| 2026-05-04 | Littlejohn Melanie | exercise | 7,913 | $13.48 | [4 2026-05-06] |
| 2026-05-04 | O'Brien William D | exercise | 7,908 | $11.35 | [4 2026-05-06] |
| 2026-05-04 | Dowd James A. | exercise | 2,816 | $11.35 | [4 2026-05-06] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-09-28 | 8-K | Other events |
| 2026-08-13 | 10-Q | Quarterly report |
| 2026-07-30 | 8-K | Results of operations |
| 2026-06-29 | 8-K | Other events |
| 2026-06-04 | 8-K | Shareholder vote results |
| 2026-06-04 | 8-K | Regulation FD disclosure |
| 2026-05-15 | 10-Q | Quarterly report |
| 2026-05-07 | 8-K | Material agreement entered |
| 2026-04-29 | 8-K | Results of operations |
| 2026-04-22 | DEF 14A | Proxy statement |
| 2026-03-30 | 10-K | Annual report |
| 2026-03-30 | 8-K | Other events |
Alerts for $PBHC
Email me when Pathfinder Bancorp, Inc. files an offering, gets a deficiency notice, or moves sharply.
Facts as of . Small caps move fast; check the latest filings.