Microcap Ledger Sound Financial Bancorp, Inc. $SFBC
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Capital Market
- Sector
- Savings Institution, Federally Chartered
- Headquarters
- Seattle, WA
- Fiscal year end
- December 31
- Shares outstanding
- 2,568,043 [10-Q 2026-08-10]
What the company doesAI summary of filing
Sound Financial Bancorp is a bank holding company whose subsidiary, Sound Community Bank, is a Washington state-chartered commercial bank that attracts retail and commercial deposits and invests those funds in loans secured by real estate, consumer loans, and commercial business loans. The company generates revenue primarily through interest income on its loan portfolio, which totaled $907.6 million at December 31, 2025, and through non-interest income including loan servicing fees, gain on sale of loans, and insurance products sold through its wholly owned subsidiary, Sound Community Insurance Agency. The company is revenue-generating and operates nine branch locations across the Seattle Metropolitan Statistical Area and the North Olympic Peninsula in Washington. [10-K 2026-03-18]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | — | $4.09M | $1.73M | $120.07M | [10-Q 2026-08-10] |
| FY ended Dec 2025 | — | $7.16M | $7.16M | $138.45M | [DEF 14A 2026-04-15] |
| FY ended Dec 2024 | — | $4.64M | $2.93M | $43.64M | [DEF 14A 2026-04-15] |
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2024-11-08 | 2,564,095 | [10-Q 2024-11-13] |
| 2025-03-13 | 2,566,069 | [10-K 2025-03-18] |
| 2025-05-09 | 2,566,069 | [10-Q 2025-05-13] |
| 2025-08-08 | 2,566,069 | [10-Q 2025-08-12] |
| 2025-11-06 | 2,566,069 | [10-Q 2025-11-12] |
| 2026-03-03 | 2,566,069 | [10-K 2026-03-18] |
| 2026-05-09 | 2,566,069 | [10-Q 2026-05-12] |
| 2026-08-07 | 2,568,043 | [10-Q 2026-08-10] |
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-09-30 | Stewart Laura Lee | sell | 900 | $45.99 | [4 2026-09-30] |
| 2026-08-18 | Jones Debra | other | 4,920 | — | [4 2026-08-25] |
| 2026-06-30 | Stewart Laura Lee | sell | 900 | $42.60 | [4 2026-06-30] |
| 2026-06-10 | Riojas Rogelio | other | 28,916 | — | [4 2026-06-11] |
| 2026-03-31 | Stewart Laura Lee | sell | 900 | $44.13 | [4 2026-03-31] |
| 2025-12-10 | Jones Debra | other | 500 | — | [4 2025-12-11] |
| 2025-12-04 | Ochs Wes | exercise | 900 | $28.34 | [4 2025-12-05] |
| 2025-12-04 | Ochs Wes | other | 577 | $44.23 | [4 2025-12-05] |
| 2025-11-13 | Sexton Heidi | exercise | 2,500 | $28.34 | [4 2025-11-14] |
| 2025-11-13 | Sexton Heidi | other | 1,584 | $44.74 | [4 2025-11-14] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-08-14 | 13G/A | Beneficial ownership report (5%+ holder) |
| 2026-08-10 | 10-Q | Quarterly report |
| 2026-07-29 | 8-K | Results of operations; Other events |
| 2026-05-28 | 8-K | Shareholder vote results |
| 2026-05-12 | 10-Q | Quarterly report |
| 2026-04-28 | 8-K | Results of operations; Other events |
| 2026-04-15 | DEF 14A | Proxy statement |
| 2026-03-18 | 10-K | Annual report |
| 2026-02-17 | 13G | Beneficial ownership report (5%+ holder) |
| 2026-02-13 | 8-K | Other events |
| 2026-01-28 | 8-K | Results of operations; Other events |
| 2025-11-12 | 10-Q | Quarterly report |
Alerts for $SFBC
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Facts as of . Small caps move fast; check the latest filings.