Microcap Ledger Usio, Inc. $USIO
Facts as of . Built from SEC filings and our own data. Small caps move fast; check the latest filings.
Snapshot
- Exchange
- Nasdaq Global Market
- Sector
- Functions Related To Depository Banking, NEC
- Headquarters
- San Antonio, TX
- Fiscal year end
- December 31
- Shares outstanding
- 28,495,414 [10-Q 2026-08-12]
What the company doesAI summary of filing
Usio, Inc. is a cloud-based fintech payment processor that provides payment acceptance and funds disbursement services to merchants and businesses across multiple industry verticals. The company generates revenue through several product lines: ACH and complementary services (electronic funds transfer), credit card processing, prepaid card issuance, payment facilitation (PayFac), and electronic bill presentment with printing and mailing services. Usio is revenue-generating, with 2025 revenues of $85.4 million, and pursues growth through organic expansion of existing customer relationships, product development, and acquisitions. [10-K 2026-03-18]
Financial health
| Period | Revenue | Net income | Operating cash flow | Cash | Filing |
|---|---|---|---|---|---|
| 6 months to Jun 2026 | $49.14M | $402.6K | $252.6K | $6.39M | [10-Q 2026-08-12] |
| FY ended Dec 2025 | $85.39M | −$2.51M | $1.51M | $7.43M | [10-K 2026-03-18] |
| FY ended Dec 2024 | $82.93M | $3.31M | $2.90M | $8.06M | [10-K 2026-03-18] |
Capital structure and dilution
| Date | Shares outstanding | Filing |
|---|---|---|
| 2024-11-04 | 27,130,334 | [10-Q 2024-11-06] |
| 2025-03-21 | 26,514,356 | [10-K 2025-03-26] |
| 2025-05-13 | 26,605,906 | [10-Q 2025-05-14] |
| 2025-08-04 | 26,495,782 | [10-Q 2025-08-06] |
| 2025-11-10 | 27,307,839 | [10-Q 2025-11-12] |
| 2026-03-16 | 27,746,208 | [10-K 2026-03-18] |
| 2026-05-11 | 27,595,994 | [10-Q 2026-05-13] |
| 2026-08-10 | 28,495,414 | [10-Q 2026-08-12] |
- Shelf registration
- S-3 filed 2025-05-22; declared effective 2025-05-29 [S-3 2025-05-22]
Listing status
Current status: No Form 8-K Item 3.01 (listing notice) filings in the last 24 months, as of 2026-10-11.
Who owns it
| Date | Insider | Type | Shares | Price | Filing |
|---|---|---|---|---|---|
| 2026-08-21 | Miller Elizabeth Michelle | exercise | 7,000 | $2.81 | [4 2026-09-03] |
| 2026-08-21 | Rollins Brad | exercise | 7,000 | $2.81 | [4 2026-08-25] |
| 2026-08-21 | Beyer Del La Garza Ernesto R | exercise | 7,000 | $2.81 | [4 2026-08-25] |
| 2026-08-21 | Beyer Del La Garza Ernesto R | other | 2,000 | $2.81 | [4 2026-08-25] |
| 2026-08-21 | Hoch Louis A | exercise | 7,000 | $2.81 | [4 2026-08-25] |
| 2026-08-21 | Hoch Louis A | other | 2,755 | $2.81 | [4 2026-08-25] |
| 2026-08-21 | Uffner Jerry | exercise | 6,000 | $2.81 | [4 2026-08-25] |
| 2026-08-21 | Uffner Jerry | other | 2,058 | $2.81 | [4 2026-08-25] |
| 2026-08-21 | Frost Houston Korth | exercise | 6,000 | $2.81 | [4 2026-08-25] |
| 2026-08-21 | Frost Houston Korth | other | 1,630 | $2.81 | [4 2026-08-25] |
| 2026-08-21 | White Michael Joseph | exercise | 6,000 | $2.81 | [4 2026-08-25] |
| 2026-08-21 | White Michael Joseph | other | 1,779 | $2.81 | [4 2026-08-25] |
Catalysts and calendar
| Date | Type | Title |
|---|---|---|
| 2026-08-25 | 13G | Beneficial ownership report (5%+ holder) |
| 2026-08-12 | 10-Q | Quarterly report |
| 2026-08-12 | 8-K | Results of operations |
| 2026-06-17 | 8-K | Director or officer change |
| 2026-06-16 | 8-K | Change to security holder rights; Charter, bylaws or fiscal year change; Shareholder vote results |
| 2026-06-10 | 8-K | Charter, bylaws or fiscal year change; Shareholder vote results; Regulation FD disclosure |
| 2026-05-18 | 13G/A | Beneficial ownership report (5%+ holder) |
| 2026-05-18 | 13G/A | Beneficial ownership report (5%+ holder) |
| 2026-05-13 | 8-K | Results of operations |
| 2026-05-13 | 10-Q | Quarterly report |
| 2026-04-29 | DEF 14A | Proxy statement |
| 2026-03-18 | 8-K | Results of operations |
Alerts for $USIO
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Facts as of . Small caps move fast; check the latest filings.